Carl graduated from Indiana University with a Bachelor of Science degree in Business (BS) and from the University of Indianapolis with a Masters of Business Administration degree (MBA). Carl also has insurance designations in Charter Property and Casualty Underwriter (CPCU), Associate in Risk Management (ARM), Associate Fidelity and Surety Bonding (AFSB), Associate in Premium Auditing (APA), Life Office Management (LOMA) and National Association Securities Dealers Series 63 designation.
Since starting in the insurance industry in 1980, Carl has worked with a wide range of clients including manufacturers, contractors, software developers and distributors. Carl works closely with his clients to assist them with all their risk management needs including the design of loss control programs, audit representation and claims management. With a specialty in surety, Carl has helped his clients build and expand their surety program. Those surety programs include performance and payment bonds, maintenance bonds, financial security bonds and judicial bonds of all types.